Archives

Archive for April, 2015

Are you underinsured? The personal protection essentials

Do you rely on the standard protection in your superannuation fund? The average super fund insures for around $200,000 for life insurance and often doesn’t have any income protection at all. Take a moment to think about your expenses: how much is left on your mortgage? What about school fees, car payments, bills, rates, etc. How would your family cope if you weren’t around or weren’t able to work?When it comes to life insurance, most people need $1 to $1.5 million to maintain their expenses.So why are so many people underinsured when it comes to income protection a...

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Tax effective investment in a low interest environment: what’s next for Melbourne investors

With the cash rate kept on hold at a low 2.25% (RBA reports April 2015) and tipped to fall further in the coming months, those who are shy of investing need to consider their options. This low rate has led to a fall in interest rates on savings, term deposits and high interest accounts – with most now offering around 3%. The big question is: how do you invest in a low interest environment? Having cash is great, but when that cash is now earning barely any interest, you need to start considering other options. You should contact your Financial Planner to discuss what options a...

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  • Robert Rich is a gun and has been a pleasure to work with, he spent a lot of time asking questions and listening to both my husband and I to get a deep understanding of our current financial situation of who we are and where we want to be. His advice has been comprehensive and easy to understand. The genuine interest and enthusiasm he has demonstrated has made the whole experience to date, fun and engaging (it has also been awesome to see some great financial results!). Rob is a great communicator and is always available to chat, meet up or respond to an email. We wish we had seen Rob earlier, and plan to have him as our advisor now and into the future, I have and will continue to recommend him and his services.

    - Ellen Bond

  • Rob has been fantastic helping us set all our financials in order. We didn't want to have to worry about any of this stuff day to day. Rob put together a set and forget strategy that will see us in good shape for the future. Good guy, good advice, great help. Thanks again Rob

    - Andy Wright

  • My husband and I had a wonderful experience with Rob. He is genuine and honest. He has done amazing things with our finances to ensure our future is set up the right way. He has gone above and beyond our expectations. I highly recommend Rob, he is an expert in his field.

    - Anthea Husing

  • love working with Robert. He is highly skilled, practical and empathic. Nothing is a problem and he goes ‘above and beyond’. I have no hesitation in recommending Robert as an excellent financial advisor.

    - Rebecca Carter

  • Robert has managed our finances over the last 12 months as if they were his own. He has an eye for detail and is incredibly enthusiastic. We have recommended him to all our friends & family.

    - A. Miles

  • Rob has handled our finances for some time now. He provided us with sound advice and options. I highly recommend his services.

    - Mathew Quinton

  • Robert Rich provided me excellent financial advice and assistance in finding the right insurance for me. He was incredibly patient, and I'd recommend him without hesitation.

    - Edward Murrell

  • Rob has been helping me with my finances for just over 12 months now and i couldn't be happy, he is a wealth of knowledge and is amazing at what he does.

    - Paul Scott Ray White

  • Phillip and the team provide quality advice. They carefully explain the available options and clearly set the client's interests as the priority.

    - Jon Sutton

  • Rob has provided fantastic advise and clarity to myself and clients

    - James Ruddick

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    - Jay Boston

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  • They provided me with a sense of direction and security that I did not have previously

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