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Endorphin Wealth Management Archive

Congratulations to Phillip Richards – Money Management Awards 2019

We’re delighted to announce that Phillip Richards has been named as a finalist for both 'Financial Planner of the Year' and ‘Young Achiever of the Year’ at the 2019 Money Management Awards.From The Money Management website: ----- https://www.moneymanagement.com.au/news/financial-planning/best-advisers-and-bdms-industry-recognisedAll the finalists for the Money Management Fund Manager of the Year awards have been announced, recognising the best and brightest in the financial services industry.The ultimate winners would be those who not only provided cl...

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Endorphin Wealth Management – New Look Team (April 2019)

2019 is off to a great start! We've seen excellent growth in the accounts of our clients, and we've also seen growth in the team here at Endorphin! Andrew, Gianni and Taylor have all been wonderful additions to our team. They're enabling us to provide a much higher level of service to our clients and are providing even more energy to our office. We’re certainly glad that they’re with us and look forward to watching their careers develop with the practice over the coming years. Their profiles have been updated on our Our Team page if you would like to learn more about them...

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2019/20 Federal Budget Highlights

With a bit over a month to go until the Federal Election, it’s unsurprising that the announcements centred on election-friendly promises such as tax cuts and increased funding to healthcare, aged care services and infrastructure.The key take-outs to be aware of include:• immediate tax cuts for low-to-middle income earners to help ease the cost of living, and lowering the 32.5% tax rate to 30% from 1 July 2024 • the ability for people aged 65 - 66 to contribute to super without meeting the work test requirements from 1 July 2020 • an increase to the age limit ...

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Introducing – Smart Home Deposit

We're very excited to announce another offering from the team at Endorphin Wealth Management - Smart Home Deposit. SHD is a low cost, fully diversified and online investment solution designed to help first home buyers save smarter and make the dream of owning their first home more achievable.The SHD team are based here in the office with us and they held a launch party a few weeks ago to start spreading the word about their services.From the SHD blog:What makes us rocket past the competition? It all begins with our mission… We’re here to help first home buyers ...

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Do All Doctors Need A SMSF?

As you would know, employers are obligated to contribute a set percentage of an employee’s salary to a chosen super fund. You have a choice to decide if you would like these funds invested in a retail fund, an industry fund, or perhaps even a Self-Managed Super Funds (SMSF).SMSFs are traditionally for individuals who wish to be more involved with their wealth management strategies. They may be complex to manage, but for doctors and other medical professionals with multiple assets or income streams, it can be worth the additional effort. Advantages of a SMSF: 1. Cos...

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How Does Buy / Sell Insurance Help Your Business?

If you own a business in partnership, there is always the risk of you or your business partner being unable to work due to injury, serious illness or death. Buy / Sell Insurance can be vital to your business succession plan as it may answer the question: “Would I be able to afford to buy out my partner’s share of the business if they passed away or were not able to work in the business?”A Buy / Sell Insurance policy can provide a lump sum to be paid out to the remaining owner(s), their spouse or their estate in the event of death or if they are leaving the business d...

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Phillip Richards – Money & Life Article

Congratulations to our Director Phillip Richards featured in an article on the Money & Life website:https://www.moneyandlife.com.au/financial-planning/the-two-of-us-josie-and-phillip/ ----------The two of us: Josie & Phillip There’s never a dull moment in Josie’s lifestyle. Whether she’s travelling the world, creating art or catching up with her grandkids, she’s making the most of every moment. Discover how working with Phillip Richards AFP® from Endorphin Wealth has helped her fit everything into her budget: Josie I’m lucky enough to lead a very r...

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Why Is Retirement Planning Important

Regardless of your age, it is important to start contemplating your retirement – as with most things in life, the younger you start planning, the better!As we all know, the best laid plans can be derailed by life events and other, more immediate focuses - this therefore makes planning for retirement even more important in order to help ensure you reach financial independence once you reach the end of your working careers. Here are our top reasons that explain why retirement planning is crucial: 1. Planning is CriticalIt is human nature to assume that “thing...

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Robert Rich – IFA Article

Congratulations to our advisor Robert Rich featured in an article on the IFA website today:https://www.ifa.com.au/strategy/26500-passion-for-finance ----------Passion for finance by Eliot HastieRobert Rich found his way into financial advice after a bad experience with an adviser. Since then, it has become his passion.“I’ve got to work hard but I’m just genuinely loving what I’m doing. They say if you love what you’re doing then you never work a day in your life. It’s so true,” he says.Mr Rich is a relative newcomer to the financial advice ind...

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How Does a Financial Advisor Assist Business Owners?

Business owners often have busy and complicated lives. They are required to succeed in a variety of responsibilities from managing staff, monitoring cash flow, to developing client relationships. This may leave very little time to consider their own personal or long-term financial goals.A financial advisor is an important addition to your team to ensure your personal goals are met and that you can take advantage of all the business opportunities presented to you. 8 strategies business owners need to consider 1. Choosing Your Financial AdvisorChoosing a financia...

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What our Clients Say

  • Robert Rich is a gun and has been a pleasure to work with, he spent a lot of time asking questions and listening to both my husband and I to get a deep understanding of our current financial situation of who we are and where we want to be. His advice has been comprehensive and easy to understand. The genuine interest and enthusiasm he has demonstrated has made the whole experience to date, fun and engaging (it has also been awesome to see some great financial results!). Rob is a great communicator and is always available to chat, meet up or respond to an email. We wish we had seen Rob earlier, and plan to have him as our advisor now and into the future, I have and will continue to recommend him and his services.

    - Ellen Bond

  • Rob has been fantastic helping us set all our financials in order. We didn't want to have to worry about any of this stuff day to day. Rob put together a set and forget strategy that will see us in good shape for the future. Good guy, good advice, great help. Thanks again Rob

    - Andy Wright

  • My husband and I had a wonderful experience with Rob. He is genuine and honest. He has done amazing things with our finances to ensure our future is set up the right way. He has gone above and beyond our expectations. I highly recommend Rob, he is an expert in his field.

    - Anthea Husing

  • love working with Robert. He is highly skilled, practical and empathic. Nothing is a problem and he goes ‘above and beyond’. I have no hesitation in recommending Robert as an excellent financial advisor.

    - Rebecca Carter

  • Robert has managed our finances over the last 12 months as if they were his own. He has an eye for detail and is incredibly enthusiastic. We have recommended him to all our friends & family.

    - A. Miles

  • Rob has handled our finances for some time now. He provided us with sound advice and options. I highly recommend his services.

    - Mathew Quinton

  • Robert Rich provided me excellent financial advice and assistance in finding the right insurance for me. He was incredibly patient, and I'd recommend him without hesitation.

    - Edward Murrell

  • Rob has been helping me with my finances for just over 12 months now and i couldn't be happy, he is a wealth of knowledge and is amazing at what he does.

    - Paul Scott Ray White

  • Phillip and the team provide quality advice. They carefully explain the available options and clearly set the client's interests as the priority.

    - Jon Sutton

  • Rob has provided fantastic advise and clarity to myself and clients

    - James Ruddick

  • Great guys! Amazing financial advice.

    - Jay Boston

  • I cannot say enough about their professional manner and would highly recommend anyone I know to seek their services

    - Heather B

  • Your knowledge of the financial market is up to date and your approach to my portfolio has been proactive

    - Michael S

  • Thanks to Endorphin, I am now on the path to that dream of mine

    - Jake F

  • The plan has definitely made a big difference to my lifestyle

    - Josie W

  • It has been quite exciting and very comforting to have Endorphin looking after my financial future

    - Susan A

  • They provided me with a sense of direction and security that I did not have previously

    - Michelle C