Endorphin Wealth Management Archive

Endorphin Wealth Has Arrived In Sydney

We're very excited to announce that Endorphin Wealth has expanded into the Sydney market with two experienced advisors ready to deliver the same high quality service standards we have become renowned for.Sanjeev Sharma & Ray Kan Based in Bligh Street in the heart of Sydney, Ray Kan and Sanjeev Sharma have impressed us with their energy and passion for providing client-focused advice to their clients. They're also perfect fits to our culture that we pride ourselves so heavily on!So if you're living in the Sydney area and are looking for some quality financial advi...

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The Importance of Business Goals

Are you 'working on' or 'working in' your business?Just like in your personal life, business owners need to set well-defined goals to allow their business to grow, provide direction for the company, and improve morale amongst employees. It's crucial to step outside your business occasionally to review your processes.To maximise the effectiveness of the exercise, you need to consider how your business is faring by analysing it's strengths and areas it could improve. Some tools and strategies to help you assess your business include: Market researchKeep y...

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How to Build a Diversified Portfolio

Don't put all of your eggs in one basket.It sounds so cliche' these days, but the importance of diversification cannot be overstated.So what does it mean to diversify your investment portfolio? A diversified portfolio is one with investments in different assets classes – for example, shares, real estate, and bonds. It will also likely include an array of geographical locations and industries. This ensures that if one aspect of the market is not performing well, you will not lose all your money and maintain the potential to make money in other asset classes.We consi...

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Best Boutique Wineries in Victoria

We love to get out and explore regional Victoria in our down time. There's so many stunning areas to choose from, but we find we're often sharing stories with client about the best boutique wineries for a day trip.So whether you are retired with some extra time on your hands or looking for a venue to stage a function, Victoria offers many choices to explore. Below we’ve collated our top five: Mandala WinesOnly an hour from Melbourne in the heart of the Yarra Valley, Mandala Wines offers a stunning country setting and a family friendly atmosphere. Mandala Wines...

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The Importance of Retiring to Something

Sometimes you are so focused in work and the idea of retiring, that you do not stop to consider what will actually take up your time during your retirement. You will be financially secure, hopefully healthy, and have an abundance of time on your hands – but how to spend it? We’ve collated some ideas for you to consider as you look towards retirement!1. Keep LearningIt is crucial to keep learning new skills to keep your brain healthy as you age. This doesn’t require you to go back to full-time study, however – you can keep your brain active through reading, ...

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2019 – Client Referral Prize Draw

2019 - Client Referral Prize Draw Some exciting news for our clients – we’re re-launching a promotion for our existing clients to reward them for referring friends and family members. We'd love the opportunity to assist the people they know to reach their own financial goals! Leeuwin Estate Art Series - 2016 Sauvignon Blanc, 2016 Riesling, 2012 Sauvignon Blanc Semillon, 2014 Chardonnay, 2014 Shiraz and 2013 Cabernet Sauvignon Entering the draw is easy, simply refer your friend or family member to have an obligation free appointment with us and you’ll be entered into the...

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We’re delighted to announce that the team at Endorphin have been named as a finalist for the third consecutive year in a number of categories for the upcoming 2019 IFA Excellence Awards. Endorphin Wealth Management Client Servicing Company of the Year (2018 & 2019) Holistic Advice Firm of the Year (2017, 2018 & 2019) Boutique Advice Firm of the YearPhillip Richards Investment Adviser of the Year (2018 & 2019) Practice Principal of the Year (2018 & 2019)Robert Rich Client Servicing Individual of the YearGlenn Malkiewicz Goals Based Advisor o...

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Benefits of a studying an MBA

You've got to learn more to earn more!We're noticing a lot of our clients are studying in their spare time to continue their education - either at a higher level in their chosen profession or to perhaps venture down a new path.For our business professional clients, an MBA – Master of Business Administration – is a post-graduate degree that can be very useful to seek further knowledge of their field or pursue management and leadership roles. There are a wide variety of reasons to undertake this internationally recognised degree, however, and we have collated some of t...

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Debt Recycling 101

What is Debt Recycling?Debt recycling is a method of turning your current non tax-deductible debt, such as your mortgage, into a more beneficial tax-deductible debt. Any debt that is used for personal reasons, like buying a home or car, is not tax deductible – however, the equity in home loans can be recycled and invested to become tax-deductible. At its core, debt recycling involves paying off the minimum on your home loan and investing as much as possible. How does Debt Recycling Work?Once you have equity in your home loan, you can take money bac...

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Endorphin Wealth Management – Announcement

We’re delighted to announce that Robert Rich has joined Phillip Richards as a partner at Endorphin Wealth Management.Robert has been an outstanding contributor to the growth of the practice, highlighted by winning the ‘Newcomer of the Year Award’ at the 2018 IFA Excellence Awards.He has worked diligently to build his own client base whilst also collaborating with Phillip on more strategic elements of the business including Marketing, HR and Endorphin’s future direction.We have had a great start to 2019 and there are a series of exciting projects in the pi...

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What our Clients Say

  • Rob has been our advisor for around 6 months now and to say we’ve been happy with his service is a huge understatement. His attention to detail, responsiveness and general customer service are exceptional. We’re now on the path to a much brighter retirement and hopefully reaching it a few years earlier too!

    - Luke Fleming

  • Glenn Malkiewicz has been a great help in setting up my finances for post retirement. He explained everything clearly in words I could understand and answered my questions promptly and succinctly. I now feel very comfortable about my future going forward. His friendly manner makes him a pleasure to work with. I look forward to consulting with him in the future.

    - Michael O’Mara

  • I’ve recently settled back in Australia, and Rob has been a godsend to me and has quickly become a trusted advisor. After living abroad for 12 years, he has helped me get orientated here and eased many of my anxieties about getting organised in a new country. Rob is always enthusiastic and keen to help out. No problem has been too big or small for him. He is so easy to work with, he has been reliable and available and he responds my silly emails in an impressive time frame. Rob makes a consistent effort to make sure you are up to speed and pleased. I’ve seen great results so far and I’m very glad I’ve chosen Rob and the team at Endorphin. Top notch group of professionals!

    - Kimberly Rosal

  • It’s always a wonderful experience working with rob rich. His financial advice, care and customer service is beyond exceptional and can trust that we have our finances in the right hands. Only one phone call away rob is always happy to assist and we will definitely continue to recommend him to friends and family

    - Deanne Palza

  • My husband and I wanted to find a trusted partner to advise us on our financial plans and help grow our wealth. We met with a couple of firms before meeting with Rob and they just didn’t grab us and it just didn’t feel right. One meeting with Rob and we were both sold on the spot that Rob was our man. And we haven’t looked back. Rob offers a very prompt, efficient and client focused service and always keeps us up to date and on track with what is happening with our portfolio. We couldn’t be happier with the service we’ve received from Rob and wouldn’t hesitate in recommending him to others looking for a trusted financial advisor.

    - Simone Fleming

  • 5 Stars to Rob Rich. Fantastic to work with, caring nature and a Human with a gold heart. Highly recommended.

    - Tania Sasik

  • Phillip and the team are completely focused on delivering excellence for their clients.

    - Rob Ryan

  • What an amazing man! Down to earth, realistic and honestly knows his stuff. I have never felt so comfortable leaving my finances in the hands of another person and all it takes is one chat with Robert and he will put you at ease. Thanks, Rob

    - Libby Arnold

  • My wife and I have been fortunate enough to work close with Robert and he has been amazing. Its really special to feel like you are actually cared for and know I am in good hands with our plans. I recommend Robert and his team to anyone. Thank you again for making our experience so memorable.

    - Pep Karalus

  • It was a pleasure to engage Rob to assist with a review of my fiances which included financial modelling of 3 options for my property plans and a review of personal insurances tailored to my needs. He displayed great patience and understanding throughout my journey and gently sent reminders for paperwork he needed without being pushy. He was contactable in person, email, text messages even outside of standard business hours. The plan he produced was not only tailored to me, but his approach and style he adopted was very tailored as well. The future of Financial planning in in safe hands with approaches like Rob’s.

    - Amrish Jusrut

  • Rob and Phil and their wonderful team provide excellent service with the unique combination of award winning professional insights, personalised service and real and genuine care about our future

    - David Klingberg

  • Robert is one of the nicest and most knowledgeable financial advisors I have come across. After previously dealing with advisors that left me disheartened Robs patient and understanding approach mixed with his positive attitude and in-depth knowledge is unparalleled .

    - Jordan Adams

  • I would highly recommend Rob as a caring and passionate financial advisor. Before meeting with rob I felt very apprehensive about discussing our financial situation but rob quickly put my mind at ease and made me feel very comfortable. He asked lots of questions in order to ascertain our true situation and tailor advice accordingly. Beforehand I was nervous about our financial future moving into retirement but his advise showed us how we cam move forward with confidence, taking the worry away. We will be staying with rob for the long term

    - Alison Taylor

  • We have been working with Robert since February this year, just prior to the birth of our second child. He has been a pleasure to work with and has provided comprehensive financial advice to us. Robert takes the time to get to know you and your family so that he can fully understand your financial situation and what your plans and goals are for now and into the future. He is extremely knowledgeable and very passionate about his job. He is a great communicator, responds to calls and emails promptly, and displays a genuine interest in our family. I have no hesitation in recommending Robert and Endorphin Wealth Management

    - Pauline Opie

  • Rob Rich has a well-earned reputation for providing articulate and direct financial advice and he has been the consummate professional for me, particularly regarding my superannuation. His intelligent approach and outstanding knowledge has been second to none. He's a great communicator and has done a fantastic job of translating complex financial issues and concepts into terms that are easy to understand. I would certainly recommend Rob and Endorphin for his well considered and practical advice.

    - Melinda Fabrici

  • Phillip has been my financial advisor for the last few years and I could not be happier. The outstanding retirement planning and financial advice that Phillip provided has put me in the best possible position to enjoy my future with confidence, for which I am extremely grateful.

    - Judy Anderson

  • Phil is attentive and super communicator, great advisor.

    - Peter Sagar

  • Love working with Robert. He is highly skilled, practical and empathetic. Nothing is a problem and he goes ‘above and beyond’. I have no hesitation in recommending Robert as an excellent financial advisor.

    - Rebecca Carter

  • Phil and the crew are very solid financial planners/advisors and provide excellent customer service.

    - Ian Johnson

  • Great company, wonderful people and a genuine focus on delivering the best for clients.

    - Gavin Tan

  • Great advice. Worth listening to.

    - Natasha Trenoweth

  • Excellent service and advice, highly recommend!

    - Alex Groh

  • Phillip and the team at Endorphin have looked after my financial affairs for a few years now and I could not be happier. They are pro active with communication, experts at investment advice and are friendly and great to deal with. They are my trusted financials professionals. I highly recommend them if you are looking for a financial planning team that will look after you for the future.

    - Stuart Coulthard

  • Phillip and the team are experts in their field of financial advice and investments.

    - Paul Drossinos

  • Great financial planning and advice.

    - New Dawn Pavings

  • Robert Rich is a gun and has been a pleasure to work with, he spent a lot of time asking questions and listening to both my husband and I to get a deep understanding of our current financial situation of who we are and where we want to be. His advice has been comprehensive and easy to understand. The genuine interest and enthusiasm he has demonstrated has made the whole experience to date, fun and engaging (it has also been awesome to see some great financial results!). Rob is a great communicator and is always available to chat, meet up or respond to an email. We wish we had seen Rob earlier, and plan to have him as our advisor now and into the future, I have and will continue to recommend him and his services.

    - Ellen Bond

  • Rob has been fantastic helping us set all our financials in order. We didn't want to have to worry about any of this stuff day to day. Rob put together a set and forget strategy that will see us in good shape for the future. Good guy, good advice, great help. Thanks again Rob

    - Andy Wright

  • My husband and I had a wonderful experience with Rob. He is genuine and honest. He has done amazing things with our finances to ensure our future is set up the right way. He has gone above and beyond our expectations. I highly recommend Rob, he is an expert in his field.

    - Anthea Husing

  • love working with Robert. He is highly skilled, practical and empathic. Nothing is a problem and he goes ‘above and beyond’. I have no hesitation in recommending Robert as an excellent financial advisor.

    - Rebecca Carter

  • Robert has managed our finances over the last 12 months as if they were his own. He has an eye for detail and is incredibly enthusiastic. We have recommended him to all our friends & family.

    - A. Miles

  • Rob has handled our finances for some time now. He provided us with sound advice and options. I highly recommend his services.

    - Mathew Quinton

  • Robert Rich provided me excellent financial advice and assistance in finding the right insurance for me. He was incredibly patient, and I'd recommend him without hesitation.

    - Edward Murrell

  • Rob has been helping me with my finances for just over 12 months now and i couldn't be happy, he is a wealth of knowledge and is amazing at what he does.

    - Paul Scott Ray White

  • Phillip and the team provide quality advice. They carefully explain the available options and clearly set the client's interests as the priority.

    - Jon Sutton

  • Rob has provided fantastic advise and clarity to myself and clients

    - James Ruddick

  • Great guys! Amazing financial advice.

    - Jay Boston

  • I cannot say enough about their professional manner and would highly recommend anyone I know to seek their services

    - Heather B

  • Your knowledge of the financial market is up to date and your approach to my portfolio has been proactive

    - Michael S

  • Thanks to Endorphin, I am now on the path to that dream of mine

    - Jake F

  • The plan has definitely made a big difference to my lifestyle

    - Josie W

  • It has been quite exciting and very comforting to have Endorphin looking after my financial future

    - Susan A

  • They provided me with a sense of direction and security that I did not have previously

    - Michelle C