Endorphin Wealth Management – 2018 IFA Excellence Awards

Endorphin Wealth Management - 2018 IFA Excellence Awards We're delighted to announce that the team at Endorphin have been named as a finalist for the second year running in a number of categories for the upcoming 2018 IFA Excellence Awards. Endorphin Wealth Management Best Client Servicing – CompanyHolistic Advice Firm of the Year (2017 & 2018) Phillip Richards Holistic Adviser of the Year (2017 & 2018)Investment Adviser of the YearPractice Principal of the Year Robert Rich Newcomer of the YearGoals-Based Adviser of the Yearhttps://www.ifa.c...

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Winter 2018 – Client Referral Prize Draw

Winter 2018 - Client Referral Prize Draw Some exciting news for our clients – we’re launching another promotion for our existing clients to reward them for referring friends and family members. We'd love the opportunity to assist the people they know to reach their own financial goals! Leeuwin Estate Art Series - 2016 Sauvignon Blanc, 2016 Riesling, 2012 Sauvignon Blanc Semillon, 2014 Chardonnay, 2014 Shiraz and 2013 Cabernet Sauvignon Entering the draw is easy, simply refer your friend or family member and once we have an obligation free appointment with them you’ll be...

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Commercial Property Investment – 10 Things You Should Know

Research undertaken by the National Seniors Australia showed that regular constant income covering essential needs is their number one priority. With an aging population and around 160,000 new retirees each year, now is a great time to look at the investment options. The retirement income challenge Residential property investments take the lion’s share of media coverage, however investment in commercial property has delivered a very stable return in recent history.Since the mid 1980’s, commercial property in Australia has delivered returns of 9% per annum, this is comp...

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2018/19 Federal Budget Highlights

2018/19 Federal Budget Highlights Federal Treasurer Scott Morrison delivered his third budget this week, with a focus on further strengthening the economy to “guarantee the essentials Australians rely on” and “responsibly repair the budget”.With a deficit of $18.2b in 2017/18 and $14.5b in 2018/19, the Budget is forecast to return to a balance of $2.2b in 2019/20 and a projected surplus of $11b in 2020/21.The government is proposing a three-step, seven-year plan to make personal income tax “lower, fairer and simpler”. Additionally, the Budget contains a rang...

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May 2018 – Client Referral Prize Draw

May 2018 - Client Referral Prize Draw A big congratulations to our clients Matt and Tara who have won the prize draw for referring their friend to Endorphin Wealth.We're so grateful for the referrals we get from our clients, 6 bottles from Leeuwin Estate's Art Series are coming your way! Comprehensive analytics and research We invest a great deal of time and effort researching the best tax effective investment strategies for our clients. We have developed a number of systems to manage and track the marketplace.The investment landscape always evolves and it is more imp...

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Renewable Energy Investments

 Offingen, Germany As our readers would know, looking to the future and planning ahead makes sound financial sense. Investments today can provide a benefit for generations to come.Clean green energy offers significant opportunities for investment. Endorphin Wealth Management have an eye to the future when it comes to ensuring the best of both worlds for our clients and those who follow in their footsteps. Why is Renewable Energy important? The greenhouse effect of increased carbon dioxide (CO2) produced by human activity is causing temperatures to increase acro...

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Retirement planning – will you outlive your savings?

As you think about your retirement planning, here’s the good news: there’s a great chance you will live longer than you think you will! The results of a UK survey show a strong tendency amongst retirees to underestimate how long they believe they will live. So, for instance, respondents thought that of 10 men in good health at age 65, only two of those would live to the age of 90. In reality, that number is closer to four – and rising.That has to be good news doesn’t it?Well yes, to a point. The good news starts to lose its shine when we look at the typical retir...

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February 2018 – Market Commentary

February 2018 - Market Commentary You could be forgiven for thinking the recent minor correction to the investment markets were going to be a lot worse than they ended up being. Emotive headlines of the last week included ‘Global Share Markets Plummet’ and ‘Aussie Share Market Bloodbath’. These were then followed the next day by ‘Wall Street’s Stunning Recovery’ and ‘Market Claws back $17bn’. The point is it’s easy to get caught up in the attention grabbing headlines the media give us. Of course, at Endorphin, we continue to focus on long-term opportunities...

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Salary Sacrifice – How Does It Boost My Super?

  Salary Sacrifice - How Does It Boost My Super? Salary Sacrifice is a great strategy to help you boost your superannuation balance from pre-tax income. Amounts are limited to $25,000 for the FY17/18 including the amount paid by your employer as Super Guarantee. Tax savings can be as much as 30% on the amount contributed depending on your current marginal tax rate.Despite the salary sacrificed amounts into superannuation being income tax free, a 15% contributions tax still applies on the way into your superannuation fund. For individuals with taxable income greater th...

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New Team Members

2017 has been such a fantastic year for the practice, we’ve been able to assist many new clients and grow their assets. We’ve also seen a growth to our personnel over the year with three new employees being added to the team!Jennifer, Nicholas and John have all been perfect additions to our team – enabling us to provide a much higher level of service to our clients. We’re certainly glad that they’re with us and look forward to watching their careers develop with the practice over the coming years.Their profiles have been updated on our Our Team page if you wou...

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What our Clients Say

  • Robert Rich is a gun and has been a pleasure to work with, he spent a lot of time asking questions and listening to both my husband and I to get a deep understanding of our current financial situation of who we are and where we want to be. His advice has been comprehensive and easy to understand. The genuine interest and enthusiasm he has demonstrated has made the whole experience to date, fun and engaging (it has also been awesome to see some great financial results!). Rob is a great communicator and is always available to chat, meet up or respond to an email. We wish we had seen Rob earlier, and plan to have him as our advisor now and into the future, I have and will continue to recommend him and his services.

    - Ellen Bond

  • Rob has been fantastic helping us set all our financials in order. We didn't want to have to worry about any of this stuff day to day. Rob put together a set and forget strategy that will see us in good shape for the future. Good guy, good advice, great help. Thanks again Rob

    - Andy Wright

  • My husband and I had a wonderful experience with Rob. He is genuine and honest. He has done amazing things with our finances to ensure our future is set up the right way. He has gone above and beyond our expectations. I highly recommend Rob, he is an expert in his field.

    - Anthea Husing

  • love working with Robert. He is highly skilled, practical and empathic. Nothing is a problem and he goes ‘above and beyond’. I have no hesitation in recommending Robert as an excellent financial advisor.

    - Rebecca Carter

  • Robert has managed our finances over the last 12 months as if they were his own. He has an eye for detail and is incredibly enthusiastic. We have recommended him to all our friends & family.

    - A. Miles

  • Rob has handled our finances for some time now. He provided us with sound advice and options. I highly recommend his services.

    - Mathew Quinton

  • Robert Rich provided me excellent financial advice and assistance in finding the right insurance for me. He was incredibly patient, and I'd recommend him without hesitation.

    - Edward Murrell

  • Rob has been helping me with my finances for just over 12 months now and i couldn't be happy, he is a wealth of knowledge and is amazing at what he does.

    - Paul Scott Ray White

  • Phillip and the team provide quality advice. They carefully explain the available options and clearly set the client's interests as the priority.

    - Jon Sutton

  • Rob has provided fantastic advise and clarity to myself and clients

    - James Ruddick

  • Great guys! Amazing financial advice.

    - Jay Boston

  • I cannot say enough about their professional manner and would highly recommend anyone I know to seek their services

    - Heather B

  • Your knowledge of the financial market is up to date and your approach to my portfolio has been proactive

    - Michael S

  • Thanks to Endorphin, I am now on the path to that dream of mine

    - Jake F

  • The plan has definitely made a big difference to my lifestyle

    - Josie W

  • It has been quite exciting and very comforting to have Endorphin looking after my financial future

    - Susan A

  • They provided me with a sense of direction and security that I did not have previously

    - Michelle C