Wealth Preservation

Sometimes when you least expect it, things can go wrong, so it’s a good idea to plan for the unexpected. By having access to a range of leading insurance providers, we are able to ensure that we can locate the best policy for you.

At Endorphin, we are able to calculate the most appropriate level of cover for your situation if you or your family should suffer an illness or injury. We then do the shopping around for you to find great value cover that is appropriate to your needs.

stocksy_txp19d95d7fofg100_small_28592Life Cover

Pays a lump sum to your beneficiaries if you were to pass away.

Purpose: To repay any outstanding debts, to pay for funeral costs or to gain a lump sum to replace a lost salary.

TPD Cover

Pays you a lump sum if you are Totally and Permanently Disabled.

Purpose: Funds are used to clear your debts, make any necessary adjustments to your home and provides a top up to your Income Protection Cover.

Trauma Cover

Pays you a lump sum to assist you to recover from a traumatic event such as a heart attack, cancer or stroke.

Purpose: Funds are used to make repayments on your debts, make any necessary adjustments to your home and provides a top up to your Income Protection Cover.

Income Protection

Replaces the majority of your income should you be unable to work due to sickness or an accident.

Purpose: Funds are used to replace 75% of your income up to age 65. Income received will increase with CPI as time goes on.

For an obligation free conversation about your financial future, please contact us.

What our Clients Say

  • Robert Rich is a gun and has been a pleasure to work with, he spent a lot of time asking questions and listening to both my husband and I to get a deep understanding of our current financial situation of who we are and where we want to be. His advice has been comprehensive and easy to understand. The genuine interest and enthusiasm he has demonstrated has made the whole experience to date, fun and engaging (it has also been awesome to see some great financial results!). Rob is a great communicator and is always available to chat, meet up or respond to an email. We wish we had seen Rob earlier, and plan to have him as our advisor now and into the future, I have and will continue to recommend him and his services.

    - Ellen Bond

  • Rob has been fantastic helping us set all our financials in order. We didn't want to have to worry about any of this stuff day to day. Rob put together a set and forget strategy that will see us in good shape for the future. Good guy, good advice, great help. Thanks again Rob

    - Andy Wright

  • My husband and I had a wonderful experience with Rob. He is genuine and honest. He has done amazing things with our finances to ensure our future is set up the right way. He has gone above and beyond our expectations. I highly recommend Rob, he is an expert in his field.

    - Anthea Husing

  • love working with Robert. He is highly skilled, practical and empathic. Nothing is a problem and he goes ‘above and beyond’. I have no hesitation in recommending Robert as an excellent financial advisor.

    - Rebecca Carter

  • Robert has managed our finances over the last 12 months as if they were his own. He has an eye for detail and is incredibly enthusiastic. We have recommended him to all our friends & family.

    - A. Miles

  • Rob has handled our finances for some time now. He provided us with sound advice and options. I highly recommend his services.

    - Mathew Quinton

  • Robert Rich provided me excellent financial advice and assistance in finding the right insurance for me. He was incredibly patient, and I'd recommend him without hesitation.

    - Edward Murrell

  • Rob has been helping me with my finances for just over 12 months now and i couldn't be happy, he is a wealth of knowledge and is amazing at what he does.

    - Paul Scott Ray White

  • Phillip and the team provide quality advice. They carefully explain the available options and clearly set the client's interests as the priority.

    - Jon Sutton

  • Rob has provided fantastic advise and clarity to myself and clients

    - James Ruddick

  • Great guys! Amazing financial advice.

    - Jay Boston

  • I cannot say enough about their professional manner and would highly recommend anyone I know to seek their services

    - Heather B

  • Your knowledge of the financial market is up to date and your approach to my portfolio has been proactive

    - Michael S

  • Thanks to Endorphin, I am now on the path to that dream of mine

    - Jake F

  • The plan has definitely made a big difference to my lifestyle

    - Josie W

  • It has been quite exciting and very comforting to have Endorphin looking after my financial future

    - Susan A

  • They provided me with a sense of direction and security that I did not have previously

    - Michelle C